MTD for Income Tax starts April 2026

AI-Powered Financial Analysis
for UK Accountants

Prepare for Making Tax Digital with intelligent bank statement analysis, HMRC-aligned expense categorisation, and automated quarterly reports. Free to use.

No sign-up required
HMRC categories
AI-powered
Works on mobile

Your AI Financial Toolkit

Every tool is designed to help UK accountants and sole traders prepare for Making Tax Digital compliance.

How It Works

Three simple steps from document to organised data.

1

Upload

Upload your bank statement PDF or take a photo of a printed statement. Supports all UK banks.

2

AI Analysis

Our AI extracts every transaction and categorises them using HMRC SA103 expense categories with confidence scoring.

3

Export

Download organised Excel spreadsheets with HMRC category breakdowns, ready for your accountant or MTD software.

Making Tax Digital: What You Need to Know

HMRC is requiring digital record-keeping and quarterly reporting for self-employed individuals and landlords. Here's the timeline.

6 April 2026
Income over £50,000
Phase 1
6 April 2027
Income over £30,000
Phase 2
6 April 2028
Income over £20,000
Phase 3

Key Requirements

  • Maintain digital records of all business income and expenses
  • Submit quarterly updates to HMRC every 3 months
  • Categorise transactions using HMRC-defined categories (SA103 for self-employment, SA105 for property)
  • File a final declaration by 31 January each year
  • Use MTD-compatible software or bridging tools
Start Preparing Now →

Why QuickMaths?

Purpose-built for UK accountants navigating Making Tax Digital.

HMRC Category Alignment

Transactions auto-categorised to SA103 self-employment and SA105 property categories matching HMRC's Self Assessment headings.

AI-Powered Analysis

Powered by Google Gemini AI to extract and categorise every transaction with confidence scoring — high, medium, or needs review.

Excel Export

Download organised spreadsheets with separate sheets for Money In, Money Out, HMRC categories, and summary breakdowns.

Privacy First

Your documents are processed in memory and immediately discarded. No data is stored on any server. No account needed.

Mobile Friendly

Use your phone camera to scan printed statements on the go. Fully responsive design works on any device.

Free Forever

All QuickMaths tools are completely free to use. No hidden fees, no premium tiers, no credit card required.

Frequently Asked Questions

What is Making Tax Digital?
Making Tax Digital (MTD) is an HMRC initiative requiring self-employed individuals and landlords to keep digital records and submit quarterly updates using compatible software. It starts April 2026 for those earning over £50,000 and expands to lower thresholds in subsequent years.
Is QuickMaths MTD-compatible software?
QuickMaths is a preparation and analysis tool, not a direct HMRC submission platform. It helps you organise and categorise your transactions using HMRC categories, then export clean data that you can import into MTD-compatible software like Xero, QuickBooks, or Sage for submission.
How does the AI categorisation work?
We use Google Gemini AI to analyse your bank statement and automatically categorise each transaction into HMRC SA103 expense categories (e.g., vehicle & travel, office costs, professional fees). Each categorisation includes a confidence score so you know which ones to review.
Is my financial data secure?
Yes. Your documents are processed in memory and immediately discarded — nothing is stored on our servers. All data is transmitted via encrypted HTTPS connections. No account or personal information is required to use the tools.
How much does QuickMaths cost?
QuickMaths is completely free to use. We sustain the service through non-intrusive advertising. There are no premium tiers, hidden fees, or credit card requirements.
What file formats are supported?
QuickMaths supports PDF bank statements and images (JPEG, PNG, WebP, HEIC) of printed statements. You can also use your phone camera to scan documents directly in the app.